Commercial General Liability:
This coverage, often referred to as General or Public Liability insurance, provides insurance protection against bodily injury and property damage claims brought against the insureds by third parties or members of the public.

The basis for such claims is an allegation of negligence against one or more of the insureds which has resulted in damages to the third party.

If a claim or lawsuit is filed against the insureds, the insurance company has both the right to settle and a duty to defend the insureds against the claim or suit.


Hired & Non-Owned Automobile Liability:
This coverage provides insurance protection against bodily injury and property damage claims brought against the insureds by third parties or members of the public. 

The basis for such claims is an allegation of negligence with respect to the ownership or use of a covered automobile, which has resulted in damages to the third party.

If a claim or lawsuit is filed against the insureds, the insurance company has the right to settle and a duty to defend the insureds against the claim or suit.

This coverage does not provide or replace anyone's personal automobile insurance.  In most states the insurance of the automobile operator or owner will be primary.

** Disclaimer Notice **
This basic information has been prepared as information only!  The actual insurance policies are subject to definitions, exclusions, limitations and various other terms and conditions.  This information does not amend, extend or alter the coverage afforded by the actual policies.

DOWNLOAD:

  General Liability Specimen


Claims?  Incidents?  Questions?


James R. Favor & Company, LLC
14466 East Evans Avenue
Aurora, CO 80014-1409

(303) 750-1122  •  FAX (303) 745-8669
info@jrfco.com   •  Twitter: @FavorAndCompany
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